{"id":702,"date":"2025-01-15T20:55:54","date_gmt":"2025-01-15T20:55:54","guid":{"rendered":"https:\/\/wegetfinancing.com\/blog\/?p=702"},"modified":"2026-04-09T19:10:47","modified_gmt":"2026-04-09T19:10:47","slug":"in-store-payment-bnpl-gateways-in-2025","status":"publish","type":"post","link":"https:\/\/wegetfinancing.com\/blog\/in-store-payment-bnpl-gateways-in-2025\/","title":{"rendered":"In-Store Payment & Advanced BNPL Gateways: A New Trend"},"content":{"rendered":"\n

E-commerce has long been the sweet spot for Buy Now Pay Later solutions but it’s evolving\u2014and rapidly<\/strong><\/em>.<\/p>\n\n\n\n

As a BNPL company, we know that e-commerce is the heartbeat of the industry\u2026 but for how long? E-commerce has long been the sweet spot for both a smart Buy Now Pay Later gateway and single lenders 1<\/a><\/sup>. But if you think BNPL solutions are only for online shopping, think again. It’s evolving\u2014and rapidly. But why should you care?<\/p>\n\n\n\n

Buy Now Pay Later: Filling the Gap in Ecommerce Payment Solutions<\/strong><\/h2>\n\n\n\n

When BNPL solutions first hit the scene, they filled a significant gap in the market. Before Buy Now Pay Later, the choices for financing were limited to in-store<\/strong>\u2013 with stacks of paperwork necessary for approval. It was clunky, time-consuming, and not easily available to e-commerce. But when BNPL emerged, it offered a more efficient, flexible solution. For the first time, shoppers could access consumer financing instantly during the checkout process without the hassle of traditional paperwork.<\/p>\n\n\n\n

Today, a solid BNPL gateway is practically ubiquitous in the digital world. If you shop online, you’ve definitely seen some kind of BNPL checkout whether it’s from WeGetFinancing or another provider. But, as with all great innovations, BNPL\u2019s success online has sparked a bigger question: what next?<\/p>\n\n\n\n

The answer? BNPL companies are now eyeing new (or rather, old) horizons\u2014brick-and-mortar stores<\/strong>.<\/p>\n\n\n\n

<\/a> The Struggle of In-Store Payments: Buy Now Pay Later<\/strong><\/h3>\n\n\n\n

As Buy Now Pay Later companies evolved, one thing became clear: in-store financing<\/strong> had been left behind. Think back to 20 years ago when you were handed a form to finance your mattress. Odds are, that same form is still being used today, only with a few tweaks. The problem? Customer expectations and needs have changed drastically<\/strong>. Attention spans have shrunk, patience has dwindled, and people simply don\u2019t want to sit through mountains of paperwork for the chance of a denial.<\/p>\n\n\n\n

In-store consumer financing can limit customers to just one option: one lender, one approval process. But we all know: one size doesn\u2019t fit all. Different customers have different needs and the old-fashioned process just isn\u2019t cutting it anymore. One way to understand the impact is to simulate how financing affects approval rates and conversion<\/a>.<\/p>\n\n\n\n

Why It Matters for Your Business: Modernizing Payment Solutions and In-Store Financing<\/strong><\/h3>\n\n\n\n

As a retailer, your consumer financing options say more about your business than you might realize. If you\u2019re still relying on outdated consumer financing processes at checkout, customers will notice. When you use archaic systems, it tells customers you\u2019re not keeping up with the times. It\u2019s like showing up to a party in a tuxedo from 1995\u2014it\u2019s not a good look. By simply updating your checkout process, you can change the way customers perceive your business. It\u2019s an easy fix with big potential rewards.<\/p>\n\n\n

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\"BNPL
Buy Now Pay Later In-Store : An Incoming New Trend for 2025<\/figcaption><\/figure>\n<\/div>\n\n\n

Are Your Customers Asking for BNPL Gateways In-Store?<\/strong><\/h2>\n\n\n\n
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“58% of durable goods buyers are still opting for consumer financing”<\/strong>– Source Pymnts.com <\/p>\n<\/blockquote>\n\n\n\n

Durable goods shoppers (think furniture<\/a>, home appliances, PC gaming market and PC financing<\/a>, and consumer electronics) are still doing the majority of their shopping in stores:<\/p>\n\n\n\n