Consumer financing refers to the practice of offering credit or flexible payment plans to customers at the point of sale. It enables shoppers to purchase goods or services immediately while spreading the cost over time. This approach can range from simple installment plans to advanced Buy Now Pay Later (BNPL) solutions provided by third-party lenders or in-house systems.
In today’s competitive market, consumer financing is more than just a payment option—it opens opportunities for growth strategy. By reducing upfront costs for the buyer, it helps businesses increase conversions, improve customer satisfaction, and drive higher average order values. It’s particularly impactful in industries like retail, healthcare, tax resolution, and e-commerce, where purchase hesitation is common due to price sensitivity.
This section brings together articles, guides, and concrete examples that explore how to successfully implement consumer financing. Topics include provider selection, technology integration, marketing best practices, and regulatory considerations. If you’re operating in the U.S., it’s also important to understand the range of BNPL technologies available on the market. Some are tailored for low-ticket online purchases, while others focus on complex service-based transactions or in-store financing. Choosing the right solution means aligning your financing offer with your customer journey and business model. Explore the content below to learn how consumer financing can help you unlock new revenue streams, build loyalty, and adapt to evolving customer expectations.
BNPL: The Future of Payments in 2025 – How to Get Consumer Financing Right BNPL is experiencing steady, sustainable growth that is set to change…
WeGetFinancing is excited to announce the launch of our new YouTube series, “Buy Now Pay Later & Consumer Financing: An Expert’s Opinion.” Hosted by WeGetFinancing…
"Retailers need to offer accessible financing to meet modern consumer needs. We’re excited to meet retailers who haven’t yet implemented a financing solution, as well…
"Many merchants can be easily confused by the different BNPL options out there, but for those well-versed in consumer financing, the distinction is clear. Although,…
Tariffs have become a hot topic in today's political landscape. While we’re not diving into politics, it’s essential to understand how they can impact businesses,…
E-commerce has long been the sweet spot for Buy Now Pay Later solutions but it's evolving—and rapidly. As a BNPL company, we know that e-commerce…
In the ever-changing world of retail, the rise of Buy Now Pay Later is a big deal. But here’s something important to remember: BNPL solutions…
This time of year isn’t just about maximizing sales. It’s also a prime opportunity to reflect on notable trends and shifts in the market. While…
The rise of Buy Now, Pay Later solutions has completely reshaped the retail world. Customers now turn to consumer financing as a convenient alternative to…
"Buy Now Pay Later is on the rise, and Black Friday acts as a prime example as to why." With Black Friday just around the…
