Luke
Director of Ecommerce: Quality Home
One Smart Application,
an Expanding Network
of Competitive Lenders
The easiest way possible to offer your customer the best in class of consumer financing
Get in touch
The Buy Now Pay Later Market in the USA
The US BNPL market has seen massive growth over the last few years, projected to reach nearly $100 billion by 2030.
Today, more and more ecommerce customers are choosing BNPL solutions as their preferred payment method.
Here at WeGetFinancing, we offer an innovative BNPL solution proven to convert more traffic and increase sales, ensuring you optimize this payment trend.
Customer Access
Give your Consumers Access to an Expanding Lender Network with One Application
WeGetFinancing's BNPL Gateway boosts sales with simplified, flexible financing options.
One application, multiple lenders, all credit scores covered.
Breaking barriers in consumer financing
Say goodbye to high rejection rates and hello to increased sales. Our state-of-the art IQR technology only sends your customer to lenders that are a perfect match, allowing them to compare multiple offers, side-by-side, and select the best option for their budget and lifestyle.
Customer from website or Storefront
WeGetFinancing Gateway
Tailor-made preapproved options
FULL CREDIT SPECTRUM & MORE INCLUSIVE FINANCING PLANS
We value your customers time, which is why we have developed a frictionless, end-to-end process. No need to submit multiple financing applications.
Our single application will lead consumers to what they value most-OPTIONS.
Your customer will only be presented with offers for which they have already been approved.
Our innovative technology gives us insight into your demographics, allowing us to create a custom-suite of lenders designed for your traffic.
Guaranteed Customer Satisfaction
Guaranteed Customer Satisfaction: A Frictionless Checkout Experience
Unlock the freedom of instantaneous credit! Our BNPL Gateway gives your customers instant access to an expanding lender network & tailor-made financing options across the full credit spectrum.
Streamline Checkouts & Increase Customer Lifetime Value: Our single point of entry application ensures quick & easy approvals for all credit types. Customers can now experience a frictionless end-to-end checkout.
Tools & Widgets to Improve Your Customer’s Journey: Our purchase power estimator widget allows your customers to select their credit range right on the product page, giving them a real-time estimated payment & a better understanding of their ability to pay.
Business model
Your success is our success
No subscription fees. No integration fees. No set-up fees. Get started without the hassle.
WeGetFinancing’s Gateway is a performance-based model. We only make money when you do.
SEAMLESS INTEGRATION. WeGetFinancing.
Easy start no hassle.
WeGetFinancing offer a seamless, plug & play integration with all ecommerce platforms. Easy start, no hassle: from technology to paper work, our simplified registration process will grant you fast activation with our expanding lender network.
WHAT OUR PARTNERS & MERCHANTS SAYABOUT US
We have found WeGetFinancing's team and advanced technology to be invaluable for our tax resolution business. Their five unique lending programs ensure approval for every applicant, greatly enhancing our ability to assist a larger number of customers seeking professional tax resolution services.
Erin
SVP Operations: Alleviate Tax
WeGetFinancing is a great partner with a very easy to use app! Seamless integration and great support.
Luke
Director of Ecommerce: Quality Home
It's rare to have a finance company that works so well with the website developers. The team is awesome. I think one of the members of the team was on vacation and even fixed a glitch remotely on his own time.
Russ
Owner: Lazy Day Pool & Spa
Merchants FAQ
Who is WeGetFinancing?
WeGetFinancing is a Buy Now, Pay Later Gateway that allows both online and brick & mortar retailers to offer instantaneous, competitive financing to their customers at the checkout. Our team curates a custom suite of lenders for every merchant. The integration of this BNPL Gateway will help merchants acquire new customers, close more sales, experience a lift in ticket size and increase profitability.
What does it mean to be full credit spectrum?
Full credit spectrum means that our BNPL Gateway includes lenders that, together, cover all ranges of credit. On one end of the spectrum, some of our lenders are “prime lenders” that cater to a FICO of over 680. On the other end, some of our lenders do not require a credit score in order to produce an offer- providing a full credit spectrum solution to your customers.
What e-commerce platforms does WeGetFinancing offer a solution for?
As a financial technology company, we look to maintain an updated presence in the e-commerce market. WeGetFinancing currently offers our services on all major e-commerce platforms: Shopify, Adobe Commerce/ Magento, Big Commerce, and WooCommerce. WeGetFinancing is also proudly integrated with IRSlogics, for tax resolution purposes. For retailers utilizing custom platforms, API integration is still possible, just less standardized.
Is WeGetFinancing’s BNPL solution available for any industry?
WeGetFinancing’s technology covers a broad range of industries. We work in tangible retail goods and tax resolution services. We have active merchants in the PC gaming, home, and fitness equipment industry-to name a few. That being said, we are always open to taking on new merchants. Feel free to complete our (insert merchant sign-up form) to start the process.
I already offer financing. Why should I use WeGetFinancing?
WeGetFinancing is a consumer financing solution that works with lenders across the entire credit spectrum. Our lenders will accommodate orders from $200 to $15,000. Our full credit spectrum solution allows for greater approval rates, helping you convert more of the traffic already coming into your webstore or storefront. WeGetFinancing will manage the lender and technology relationships on your behalf, giving you more time to focus on other areas of your business.
How is this different than waterfall lending?
Waterfall lending is a financing solution that processes each applicant through a cascade of lenders- from the most prime to the least. Each time an applicant is passed down the waterfall, their credit may be negatively impacted. WeGetFinancing is not a waterfall. Instead, our BNPL solution works to streamline this process, by sending an applicant directly to the lender that has an appetite for their buying position.
Isn’t that just like Affirm or Klarna?
Affirm and Klarna are single lender solutions. With credit scores falling from prime levels, more consumers are in need of financing. Single-lender solutions isolate many segments of the population, resulting in cart abandonment. WeGetFinancing pairs your customers with the lenders that have an appetite for their specific buying profile, giving them more approvals and higher approval amounts.
Can I offer promotional programs with WeGetFinancing?
Some of WeGetFinancing’s lending partners offer promotional financing that may include programs with competitive interest rates, such as 0% financing for up to 24 months.
What are the Terms & Conditions that apply to WeGetFinancing merchants?
To apply for a WeGetFinancing Merchant account, you will need to register and agree to the terms and conditions of WeGetFinancing's Merchant Agreement. Once approved by WeGetFinancing’s underwriting department, you will be required to agree to the T&C of each of the lenders for which you qualify. The lenders might require additional supporting documentation in order to accept your application for a merchant account. Please note that there is no setup or monthly access fee to become a WeGetFinancing participating Merchant.
How do I partner with WeGetFinancing?
Simply go to the WeGetFinancing signup page, fill out the quick registration form and select a convenient day and time to speak with one of our Merchant Account specialists. There is NO obligation to register.
Is WeGetFinancing for online merchants only?
No. Consumers who are in the process of making purchases—either at their favorite participating merchants’ websites or brick-and-mortar locations can use WeGetFinancing to obtain instant financing under the best possible terms from numerous lending sources.
How can I utilize WeGetFinancing for my brick and mortar store or call center?
No integration is required. By simply logging in to your dashboard, you will be able to send the application to the customer's email or phone and let them complete it on their own device.
How can I utilize WeGetFinancing for my e-commerce business? Is it compatible with other payment systems?
Yes. Through our easy to install API, or by using one of the many available third-party shopping cart plug-ins. WeGetFinancing seamlessly integrates directly into participating merchants’ shopping carts, becoming another payment option right next to Visa, MasterCard, American Express, Discover, PayPal, and more.
Can WeGetFinancing process an application through a mobile device?
Yes. Our application works across all technology platforms. Once you are integrated, processing a transaction is simple from any mobile device, iPad, iPhone, Androids phone, or tablet. WeGetFinancing mobile site allows the consumer application form to fit on any screen size.
What are the minimum and maximum purchase amounts for a customer to qualify?
While WeGetFinancing's participating lenders have different minimum loan amount requirements, the minimum for a transaction to be eligible for our BNPL solution is $200, while the general maximum purchase that our BNPL gateway can support is $15,000.
What information will my customer need to provide to submit a WeGetFinancing application?
Once the WeGetFinancing option is made available on a participating merchant’s website or at a brick-and-mortar store, customers of all credit types will be given the ability to apply for instantaneous financing. As a BNPL Gateway, our application varies according to the underwriting criteria of each lender. In most cases, customers will be asked to provide a full legal name, address, employment information, and the last four digits of their social security number.
Can WeGetFinancing approve all my customers for credit?
WeGetFinancing strives to approve as many applicants as possible by regularly adding more lenders to its platform. A high percentage of consumer financing requests are approved through our Buy Now, Pay Later Gateway. However, having a diverse portfolio of lenders, each with their own set of criteria means that not all applicants are guaranteed an approval. If your customer is declined, they are advised to choose another form of payment to complete their order, or they can try again at a later date- as our list of participating lenders is constantly growing.
Does WeGetFinancing charge any fees?
WeGetFinancing is a performance-based model. This means that we do not charge any setup, activation, or monthly fees for our consumer financing technology. We only make money if you do. When you register with WeGetFinancing, you will have the opportunity to review all of the available financing programs based on your company’s profile, industry, and average ticket size.
How can I monitor my transactions?
Upon approval, you will be provided with your login credentials via email. Once logged in to the WeGetFinancing partner portal, you will have access to your personal merchant dashboard, where you will be able to view and manage all your transactions in real-time.The WeGetFinancing portal is also a valuable market research tool for merchants. From our portal, your team will have access to customer data that can reveal unique insights into your traffic. You will be trained to use this portal to your advantage during our onboarding process. Our team is also happy to provide any data reports as requested.
How can I contact the WeGetFinancing Merchant Support team?
Email our merchant services specialists at support@wegetfinancing.com or call us at 1-866-298-3757 ext 2.